Just save and when you get old you will be ok

Live below your means, save all you can, invest in something safe, and in 40 years you can retire. Except in 40 years you may have gone through multiple jobs, gotten married, had some children, had some bad luck, and some good luck. Life is not that stable and if you are always waiting to enjoy it you will never enjoy it.

Slowly saving and growing your wealth over time is not a bad path. Many people do not invest or invest very little above the forced savings of social programs. Many people reach old age only to find out they still need to keep grinding to keep living.

Others may do all the “right” things and get to old age only to find they cannot really enjoy it due to illness or loss. You can invest that 40 years, retire at 65, and that’s it. Statistically, you may be ok, but not all of us are that lucky.

This is what I used to believe. Just keep saving and you will be ok. And while it is true, I kept thinking there had to be a reason why some people do better than others. It started to become less and less about income and more about what opportunities and investments they pursued. Why were high income professionals not enjoying the same life and someone with a college degree they don’t even use? Why were some people catapulting their wealth while others were only growing it at steady but snail-like velocity?

There are people who find better uses of their wealth than sticking it in the market and waiting for 40 years. They are not taking crazy risks, but planned risks. They invest in cash flow generating assets.

The market will still play a part, but just like a balanced diet, the market does not need to be your entire investing portfolio. Cash generating assets allow some unique advantages over the market return. Cash generating assets create wealth you can reinvest at a faster rate than the market. Cash generating assets can also supplement income that can free up time from a normal “job” to enjoy and grow your investment in your life or simply make more money doing something you love.

Many people do not pursue cash generating assets because they can be difficult to find, come with effort or demand skills they do not have. CCO investments has opportunities to invest in this stream of assets without the headache. You do not have to understand how to run a restaurant or worry about real estate. You do not have to spend countless hours researching to find worthwhile and secured investments. CCO has done the effort to find those investments for you.

You have worked hard to get your money. With CCO investments, your money can start working hard for you.